Keep your ambitions moving.
Finance for new and pre-owned cars, trucks, pickups and commercial vehicles, with eligibility, asset checks and the instalment plan explained before you sign.
Vehicle finance
For families on the road
and businesses on the move.
Whether it is a family car, a taxi that earns a daily income or a truck that keeps your transport business running, a vehicle loan spreads the cost over affordable monthly instalments.
Blue City FinCap is a unit of Allbright Electricals Private Limited, an RBI-registered NBFC. We look at your income and repayment capacity together with the vehicle itself, and our Jodhpur team explains every charge before you commit.
At a glance
- New and pre-owned vehicles
- Personal and commercial use
- Vehicle stays in your name
- Repay in monthly EMIs
- Rate and charges in your Key Fact Statement
- Doorstep document collection
What we finance
The right loan for the right vehicle.
New cars
Finance your first family car or an upgrade, with the EMI explained before you visit the showroom.
Pre-owned cars
Buy a used car with confidence. We check the vehicle, its papers and its value before sanction.
Trucks and tippers
Funding for transporters adding to or renewing their fleet, new or pre-owned.
Pickups and LCVs
Light commercial vehicles for traders, distributors and small businesses.
Taxi and tourist vehicles
Cars and vans for taxi operators and tour businesses earning from their vehicle.
Refinance
Raise funds against a vehicle you already own, subject to its age, condition and papers.
Eligibility
Who can apply?
Salaried individuals, self-employed professionals, business owners, transporters and fleet owners, and taxi or tour operators can apply.
For commercial vehicles, we also consider how the vehicle will earn: existing routes, transport contracts or experience in the business all help. A family member with a regular income can join as a co-applicant.
Assessment looks at
- Your income and existing EMIs
- Your credit history
- Vehicle price or assessed value
- Age and condition, for pre-owned vehicles
Documents checklist
Keep these ready.
Your relationship manager will confirm anything specific to your vehicle and use case.
- 01KYCPAN, Aadhaar and recent passport-size photographs
- 02Income proofSalary slips, or ITRs and business financials for the self-employed
- 03Bank statementsLast 6 months for your main account
- 04New vehicleProforma invoice or quotation from the dealer
- 05Pre-owned vehicleRC, valid insurance and seller details
- 06Commercial vehiclesDriving licence, and existing fleet or transport contract details, where applicable
The process
Five clear steps,
from enquiry to the open road.
- 01
Choose your vehicle
Share the vehicle, its price and how you plan to use it.
- 02
Submit documents
We collect your KYC, income and vehicle papers, at your doorstep if you prefer.
- 03
Assessment
We review your income and credit profile, and inspect and value pre-owned vehicles.
- 04
Sanction and KFS
You receive the sanction letter and Key Fact Statement with the rate, charges and EMI.
- 05
Drive away
Sign the agreement. We pay the dealer or seller and the loan is noted on the RC.
Vehicle loan FAQs
Questions about
vehicle loans.
Can’t find what you’re looking for? Call us on +91 85620 00111.
New and pre-owned cars, trucks, tippers, pickups, light commercial vehicles and taxi or tourist vehicles. Eligibility for pre-owned vehicles depends on the age, condition and papers of the vehicle.
Our offices
Vinod Tower, 401, L.I.G.H., Chopasni Road, Jodhpur 342008
Office details Directions7, Mangoe Lane, 1st Floor, Room No. 105, Kolkata 700001
Office details Directions